Sep 15 2025 15:00
100 Days Left: Your Essential Insurance Review Checklist
The year's been a whirlwind, hasn't it? Yet here we are, with only about 100 days left. It's the perfect time to hit pause and think about something crucial: your personal insurance coverage. Let's face it—life moves fast. With everything from home upgrades to teenage drivers getting their licenses, small changes can lead to significant coverage gaps if left unchecked. But fear not, we're here to guide you through this with a friendly and supportive checklist.
Auto Insurance
Have there been changes in drivers, or perhaps you've added a new vehicle to the family? Maybe you've shifted from commuting daily to working from home. Each of these factors can affect your auto insurance needs. Make sure your policy reflects any recent changes in your vehicles or usage patterns.
Liability Protection
Don't overlook your umbrella policy. Does it match your current assets? Have you introduced any new risk factors like a swimming pool, trampoline, or even a charming new pet? Ensuring that your liability coverage is up-to-date can protect you against unexpected life changes.
Homeowners/Renters Insurance
Take a look around your home. Have you tackled any renovations or upgrades recently? Even small improvements can affect the value of your home. Ensure your homeowners or renters insurance reflects any new additions, so you're not caught off guard.
Valuable Items
What about your most prized possessions—like jewelry, electronics, or collectibles? Make sure they're properly documented and insured for their current value. This way, you won't face losses due to underinsurance.
As you go through these key areas, jot down notes. Identify any gaps now, so you can efficiently address them without the year-end rush. If you find yourself uncertain about any aspect of your coverage, don't hesitate to reach out to an insurance professional for clarity.
Remember, a few small updates today can save you from significant headaches down the road. Revisiting your insurance coverage is a simple yet powerful step toward peace of mind as we approach the end of the year. Let's make sure you're covered!
What sets your approach apart?
Our attorneys combine academic rigor, industry leadership, and a deep understanding of complex legal landscapes to deliver strategies uniquely tailored to each client.
How do you handle intricate legal challenges?
We thrive on complexity, leveraging decades of experience to uncover solutions others might miss. Every case is approached with precision, diligence, and creativity.
What kind of communication can clients expect?
We prioritize direct and consistent communication, offering clear updates and actionable insights throughout the legal process, so you remain confident and informed.
How do you approach long-term legal partnerships?
We build enduring relationships by aligning with our clients’ long-term objectives, acting as trusted advisors who guide and support through every phase of their ventures.
What can I expect during my consultation?
Your initial consultation will involve an in-depth discussion of your goals and challenges, allowing our attorneys to outline tailored strategies and next steps. See below for a typical process cadence.