Workers’ Compensation Insurance That Works for You and Your Team
Protect Your People—and Your Business
Accidents happen, even in the safest workplaces. Workers’ compensation insurance helps protect your employees by covering medical bills and lost wages after a work-related injury—and protects your business by keeping you compliant with state law. At Security Insurance Agency, we help you build a policy that keeps everyone covered, confident, and cared for.
Build a safer foundation for your business.
We’ll help you put the right workers’ comp coverage in place.
Support when it matters most.
Why Employers Choose Security Insurance Agency for Workers’ Comp
From small shops to large operations, we help business owners navigate state requirements, assess risk, and secure cost-effective workers’ comp policies from trusted carriers.
And when claims arise, we’re in your corner—helping you through the process with clarity and care, so your team gets the support they need and your business keeps moving forward.
What Does Workers’ Compensation Insurance Cover?
01
Medical Expenses
Covers doctor visits, hospital care, physical therapy, and other treatment related to workplace injuries.
02
Lost Wages
Provides income replacement for employees who can’t work while recovering from a covered injury or illness.
03
Employer Liability
Protects your business if you're sued for negligence related to a workplace injury.
Your workers' compensation insurance questions, answered.
Not sure how workers’ comp fits into your business? These common questions help break it down.
1. Is workers’ comp insurance required by law?
In most cases, yes. Missouri and Arkansas require most employers to carry it. We’ll help ensure your business is in full compliance.
2. Does workers’ comp cover part-time or seasonal workers?
Usually. The rules vary by state and role, but many policies include all employees. Let’s review your workforce together.
3. What happens if an employee is injured while working remotely?
If the injury is work-related and occurs during job duties, it may be covered. We’ll help clarify what applies under your policy.
4. Can I buy workers’ comp if I’m self-employed?
Yes, many self-employed individuals opt for coverage to protect themselves and meet contract requirements.
5. How do claims affect my rates?
Frequent or severe claims can lead to higher premiums. We can help with safety programs and audits to keep your risk and costs down.