Boat & RV Insurance for the Way You Explore

Adventure Comes with Risks—We Help You Stay Covered

Whether you're cruising the lake or hitting the highway, your recreational vehicles need protection, too. At Security Insurance Agency, we offer specialized insurance options for boats, RVs, campers, and more—so you can enjoy your adventures with fewer worries and better coverage.

Two men are fishing in a red boat on a lake.

Protect your getaways with coverage that travels with you.


Talk to us about insurance options for boats, RVs, and everything in between.
Coverage built for the open water and the open road.

Why Insure Your Boat or RV with Security Insurance Agency?

 Standard auto or homeowners insurance often doesn’t fully cover recreational vehicles. We help you choose policies designed specifically for how and where you use your boat or RV, from liability to personal belongings on board.

Our team will walk you through seasonal, storage, and travel-related considerations—so you get the protection you need without paying for what you don’t. Whether you’re a weekend warrior or full-time traveler, we’ve got you covered.

What Does Boat & RV Insurance Cover?

01

Physical Damage

Covers repairs or replacement if your boat or RV is damaged due to collision, weather, theft, or vandalism.

02

Liability Coverage

Protects you if you’re at fault for injuries or property damage while operating your boat or RV.

03

Personal Effects & Accessories

Provides coverage for gear, electronics, and personal belongings inside your RV or onboard your boat.

Your boat & RV insurance questions, answered.

Not sure if your boat or RV is fully protected? These common questions can help clear things up.

A man is standing on a boat in the ocean.
  • 1. Isn’t my RV already covered under my auto insurance?

    Not entirely. RVs need specific coverage for things like living spaces, appliances, and long-haul liability. We’ll help you fill the gaps.

  • 2. Do I need insurance if my boat is in storage?

    Yes. Risks like theft, vandalism, or storm damage don’t stop in the off-season. We’ll make sure you're covered year-round.

  • 3. What about coverage for trailers or towed vehicles?

    We can help cover trailers, toy haulers, and tow-behind vehicles—along with anything you haul with them.

  • 4. Is insurance required to register a boat or RV?

    Requirements vary by state and type, but having insurance is always smart—and often necessary. We’ll make sure you meet the local laws.

  • 5. Can I get roadside or on-water assistance?

    Absolutely. Many of our policies offer optional emergency assistance for breakdowns, towing, or unexpected issues while traveling or boating.