E&O Insurance That Protects the Work Behind the Work
When You Provide Advice, Accuracy Matters—So Does Protection
Even the most skilled professionals can make a mistake—or be accused of one. Errors and omissions (E&O) insurance helps protect your business if a client claims your advice, service, or oversight caused financial loss. At Security Insurance Agency, we help consultants, service providers, and licensed professionals reduce exposure and stay protected.
Protect your reputation and your revenue.
Let’s talk about E&O coverage built for your field.
Coverage for the fine print—and everything behind it.
Why Professionals Choose Security Insurance Agency for E&O Coverage
From real estate agents to IT consultants, many businesses rely on their guidance and accuracy to deliver value. E&O insurance steps in when that advice leads to a dispute, helping cover legal costs, settlements, or judgments.
We understand how to structure coverage around your services, industry standards, and risk level—so you’re protected from misunderstandings, miscommunications, or missed details.
What Does E&O Insurance Cover?
01
Professional Negligence Claims
Covers allegations that your work, advice, or services caused a client to lose money.
02
Legal Defense Costs
Pays for attorney fees, court costs, and related expenses—even if the claim has no merit.
03
Settlements & Judgments
Covers court-awarded damages or negotiated settlements tied to covered claims.
Your errors & omissions insurance questions, answered.
E&O insurance is a key piece of protection for service providers. Here’s what you should know.
1. Who needs E&O insurance?
Any business that offers professional advice or services—including consultants, real estate agents, accountants, designers, and more—should consider E&O coverage.
2. What’s the difference between E&O and general liability?
E&O covers financial harm from professional services; general liability covers physical injury or property damage. Most businesses need both.
3. Does E&O insurance cover contract disputes?
It depends. Some policies include limited coverage for disputes tied to service performance. We’ll help clarify your policy language.
4. How much E&O coverage should I carry?
Coverage limits vary by industry and client type. We’ll assess your risk profile and help you choose an appropriate limit.
5. Will E&O insurance cover past mistakes?
Only if they occurred after your policy’s retroactive date. We’ll make sure you understand how retroactive coverage works.