Commercial Property & Liability Coverage That Keeps You Moving
Protect Your Space—and What Happens Within It
Whether you own a storefront, lease an office, or operate out of a warehouse, your business space and everything in it needs protection. At Security Insurance Agency, we help business owners cover both their physical assets and the liability that comes with running a business—so you’re prepared for what’s next, not blindsided by it.
Let’s talk about coverage that meets your real-world risks.
Protect your space and your bottom line.
Business protection, inside and out.
Why Businesses Rely on Our Property & Liability Solutions
We go beyond boilerplate policies. Our independent agency gives you access to coverage options that match the size, scope, and structure of your business—without overpaying or overcomplicating things.
From fire and theft to customer injury or legal claims, we’ll help you cover the risks that could put your business on hold. You stay focused on operations—we’ll focus on protection.
What’s Covered Under Commercial Property & Liability?
01
Building & Contents Coverage
Protects your physical property—including the structure, equipment, inventory, and furniture—from events like fire, theft, and vandalism.
02
General Liability Insurance
Covers injuries or damages that happen to third parties on your premises or because of your operations.
03
Business Income Coverage
Reimburses lost income and operating expenses if your business has to shut down temporarily due to a covered event.
Your commercial property & liability insurance questions, answered.
Here are some common questions we hear about commercial property and liability coverage.
1. Do I need property coverage if I lease my space?
Yes—your lease may not cover damage to your equipment or inventory. You’re responsible for what’s inside your walls.
2. What’s the difference between general liability and professional liability?
General liability covers bodily injury and property damage. Professional liability (E&O) covers service-related errors. We’ll help you determine if you need both.
3. Is business income coverage included automatically?
Not always—it’s often an add-on. We’ll walk you through what’s included in each policy and where to extend protection.
4. What’s the typical cost for this type of insurance?
Cost depends on industry, size, location, and property value. We shop multiple carriers to get you the right protection and price.
5. Can this coverage be bundled with other policies?
Yes—many of our clients combine this with a BOP or umbrella policy for broader protection and better value.