Business Owner’s Policy  (BOP)

Smarter Coverage for Small and Midsize Businesses

Running a business comes with enough complexity—your insurance doesn’t have to. A Business Owner’s Policy (BOP) combines property and liability insurance into one streamlined policy, perfect for small and mid-sized businesses. At Security Insurance Agency, we’ll help you simplify protection without sacrificing coverage.

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 Let’s build a BOP that fits your business and your budget.

One policy. Full protection.

Simplify your coverage. Strengthen your protection.

Why Business Owners Trust Security Insurance Agency

We work with top commercial insurers to deliver flexible, bundled coverage that saves you time and money. Your policy can include property, liability, business interruption, and more—all under one roof.

As your business grows, we’re here to grow with you. Whether you’re starting out or scaling up, we help make insurance one less thing to worry about.

What’s Included in a Business Owner’s Policy?

01

Commercial Property Coverage

Covers your physical location, equipment, and inventory from fire, theft, or other damage.

02

General Liability Insurance

Protects against lawsuits involving injuries, property damage, or advertising mistakes.

03

Business Interruption Insurance

Covers lost income if your business is forced to temporarily close due to a covered event.

Your business owner's insurance questions, answered.

BOPs are a great starting point for coverage. Here are some things to know as you explore your options.

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  • 1. Is a BOP right for every business?

    BOPs are ideal for small to mid-sized businesses with a physical location. We’ll assess your needs to determine the best fit.

  • 2. Can I customize a BOP?

    Yes. You can add endorsements for things like cyber liability, employee dishonesty, or equipment breakdown.

  • 3. Does a BOP include workers' comp?

     No, but we can bundle that separately for complete coverage.

  • 4. What’s the cost of a typical BOP?

    Costs vary by industry, size, and location. We’ll gather details and provide tailored options.

  • 5. How often should I update my BOP coverage?

    At least once a year—or any time your business adds employees, services, or property.