Home Insurance That Covers What Matters Most
Protect Your Home with Confidence
Your home is more than just a roof over your head—it’s where memories are made, milestones are celebrated, and life unfolds. At Security Insurance Agency, we help homeowners across Missouri and Arkansas find smart, reliable insurance that protects their property and everything in it. Whether you’re buying your first home or reviewing your current policy, we’re here to make coverage easy to understand and even easier to trust.
Let’s make sure your home is properly protected.
Talk to a local agent and get a personalized quote today.
Protection that starts at home.
Why Homeowners Trust Security Insurance Agency
We work with multiple top-rated carriers to help you find the right fit—not just the cheapest rate. Whether you live in a city neighborhood, small town, or rural area, we tailor coverage to match your home’s value and your comfort level.
You’ll get straight answers, local insight, and dependable service—not just when you buy a policy, but whenever life changes. Because peace of mind shouldn’t come with fine print.
What Does a Home Insurance Policy Include?
01
Dwelling Coverage
Covers the structure of your home, including walls, roof, and foundation, in case of damage from covered events like fire, hail, or windstorms.
02
Personal Property Coverage
Protects the contents of your home—like furniture, electronics, and clothing—if they’re damaged, destroyed, or stolen.
03
Liability Protection
Covers legal costs and damages if someone is injured on your property or if you accidentally cause damage to someone else’s property.
Your home insurance questions, answered.
We get a lot of questions about what home insurance really covers and when it kicks in. Here are answers to the ones we hear most.
1. How do I know how much coverage I need for my home?
We’ll help you calculate your home’s replacement cost—not just market value—so you’re covered if you ever need to rebuild from the ground up.
2. Does home insurance cover floods or earthquakes?
Standard policies don’t cover flood or earthquake damage, but we can help you add this protection if needed based on your location.
3. What if I run a small business from my home?
Some home insurance policies exclude business equipment or liability. If you work from home, we can help you add coverage that fits.
4. Can I bundle my home and auto insurance?
Yes, and it’s a great way to save. Bundling can lead to discounts and make managing your policies simpler.
5. What happens if I need to file a claim?
We’ll walk you through every step—from documenting the damage to working with your insurance company—so you're not navigating it alone.